Hurricane season lasts from June until November. Hurricanes can’t be prevented, but there are steps you can take to protect yourself, your family, and your belongings from damage.

Before a Hurricane

• Plan your evacuation route and create an emergency preparedness kit or “go bag” for your family and pets.
• Prepare a home inventory of all your personal property, in case of damages.
• Check your residential property policy to see what’s covered in the case of a hurricane and what deductible you’ve chosen.
• Inland Texas homeowners policies usually cover losses from windstorms. But if you live in one of the 14 Texas Gulf Coast counties (or part of Harris County) you may need a separate windstorm policy.
• Most homeowners and renters policies don’t cover flood damage. Consider buying flood insurance.
• Check your auto policy to see if you have Comprehensive (other than Collision) coverage. Comprehensive coverage pays to repair or replace your car if it’s damaged or destroyed by hail, wind, fire, or flood.