OPIC has worked hard for consumers throughout the 2024 fiscal year (Sep. 2023 through Aug. 2024). Over the last 12 months, we reviewed almost 1,350 insurance rate and policy forms filed with the Texas Department of Insurance. We saved Texas consumers over $3 million by limiting premium increases and obtaining refunds. Indeed, for every $1 provided to OPIC’s budget for the purpose of representing Texas insurance consumers on rate and form issues, we saved Texans more than $2. We are a small agency, but we did important things in 2024.