OPIC has worked hard for consumers throughout the 2025 fiscal year (Sep. 2024 through Aug. 2025). Over this period, we reviewed over 1,200 insurance rate and policy form filings submitted by insurance companies to the Texas Department of Insurance (TDI). We saved Texas consumers over $13 million by limiting and postponing premium increases and by obtaining refunds. Indeed, for every $1 provided to OPIC’s budget for the purpose of representing Texas insurance consumers on rate and form issues, we saved Texans over $10. We are a small agency, but we did important things in 2025.