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Don’t Fall for These Common Insurance Scams

Medical identity theft. Be careful not to give out your personal medical info and health insurance policy info. When you get a medical bill, review the explanation of benefits (EOB) to ensure no unauthorized prescriptions or services are listed. You can also check your credit report to make sure no new lines of credit have been opened for the purpose of getting medical care.

Health insurance marketplace scams. Be cautious when someone claiming to be an insurance company or agent calls, emails, or sends mail to you unsolicited. Take your time choosing a health plan – don’t buy anything from anyone who tries to talk you into making a quick decision. Do your research before buying health insurance. Use TDI’s License Lookup Tool to verify an insurance company or agent. Never sign anything you haven’t read and don’t fully understand.

COVID-19 scams. Beware of calls and emails offering COVID-19 vaccines, testing, or vaccination cards in exchange for your financial info over the phone. Also look out for someone from a COVID-19 vaccine site or your insurance company wanting your medical or financial info over the phone. Real vaccine sites and your insurer won’t ask for this info over the phone.

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