ECB - European Central Bank Press Releases - EIN Presswire

Published on October 31, 2025 - 00:00 GMT

Results of the September 2025 survey on credit terms and conditions in euro-denominated securities financing and OTC derivatives ...

31 October 2025 Overall credit terms and conditions remained largely unchanged between June 2025 and August 2025, with some instances of tightening driven by balance sheet availability Demand for lending against collateral increased across all asset …

Distribution channels: Banking, Finance & Investment Industry

Published on October 30, 2025 - 16:24 GMT

Eurosystem moving to next phase of digital euro project

30 October 2025 New phase will ensure technical readiness for first issuance If legislation in place in the course of 2026, a pilot exercise could start in 2027 and the Eurosystem should be ready for a potential first issuance of the digital euro during …

Distribution channels: Banking, Finance & Investment Industry

Published on October 30, 2025 - 02:34 GMT

Christine Lagarde: Remarks delivered at the Palazzo Vecchio on the occasion of the external Governing Council monetary policy ...

Florence, 29 October 2025 It is a pleasure to be here in Florence. It is always difficult to give remarks after Fabio, who is a very eloquent advocate. As monetary policymakers, we tend to have a comparative advantage with numbers rather than words. But …

Distribution channels: Banking, Finance & Investment Industry

Published on October 28, 2025 - 12:14 GMT

Euro area economic and financial developments by institutional sector: second quarter of 2025

28 October 2025 Euro area net saving increased to €861 billion in four quarters to second quarter of 2025, compared with €857 billion one quarter earlier Household debt-to-income ratio decreased to 81.5% in second quarter of 2025 from 82.8% one year …

Distribution channels: Banking, Finance & Investment Industry

Published on October 28, 2025 - 12:13 GMT

October 2025 euro area bank lending survey

28 October 2025 Small, unexpected net tightening of credit standards for loans to firms Credit standards unchanged for housing loans and moderately tighter for consumer credit Demand for loans to firms increased slightly, but still weak overall Housing …

Distribution channels: Banking, Finance & Investment Industry

Published on October 28, 2025 - 12:13 GMT

ECB Consumer Expectations Survey results – September 2025

28 October 2025 Compared with August 2025: median consumer perceptions of inflation over the previous 12 months remained unchanged, as did median expectations for inflation three years ahead and five years ahead, while median inflation expectations for the …

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Published on October 28, 2025 - 09:07 GMT

The euro area bank lending survey - Third quarter of 2025

In the October 2025 bank lending survey (BLS), euro area banks reported a small unexpected net tightening of credit standards for loans or credit lines to firms in the third quarter of 2025 (net percentage of banks of 4%; see Overview table).[1] Perceived …

Distribution channels: Banking, Finance & Investment Industry

Published on October 27, 2025 - 12:55 GMT

Survey on the Access to Finance of Enterprises in the euro area - Third quarter of 2025

This report presents the main results of the 36th round of the Survey on the Access to Finance of Enterprises (SAFE) in the euro area, which was conducted between 27 August and 3 October 2025. In this survey round, firms were asked about economic and …

Distribution channels: Banking, Finance & Investment Industry

Published on October 27, 2025 - 10:23 GMT

Monetary developments in the euro area: September 2025

27 October 2025 Components of the broad monetary aggregate M3 The annual growth rate of the broad monetary aggregate M3 stood at 2.8% in September 2025, after 2.9% in August, averaging 3.0% in the three months up to September. The components of M3 showed …

Distribution channels: Banking, Finance & Investment Industry

Published on October 27, 2025 - 10:22 GMT

Survey on the Access to Finance of Enterprises: lending conditions tightened marginally, while financing needs and availability ...

27 October 2025 Firms reported a small net tightening in bank loan interest rates as well as in other loan conditions related to both price and non-price factors. Financing needs, bank loan availability and the financing gap were broadly unchanged. …

Distribution channels: Banking, Finance & Investment Industry

Published on October 27, 2025 - 10:22 GMT

Frank Elderson: Making supervision simpler: the role of supervisory guides

Keynote speech by Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at the ECB and EUI Banking Governance High-Level Seminar “Board of the Future” Florence, 27 October 2025 It is a great pleasure …

Distribution channels: Banking, Finance & Investment Industry

Published on October 23, 2025 - 16:27 GMT

Philip R. Lane: Remarks by Philip R. Lane, Member of the Executive Board of the ECB, on the occasion of the conferral of the 2025 ...

Dublin, 23 October 2025 It is an honour to receive the Pádraig Ó hUiginn Award. Pádraig Ó hUiginn and the previous recipients of this award (John Bruton, Catherine Day and Michael Noonan) have all contributed to the development of Irish and European policy …

Distribution channels: Banking, Finance & Investment Industry

Published on October 21, 2025 - 18:09 GMT

Christine Lagarde: Europe’s road to renewables

Speech by Christine Lagarde, President of the ECB, at Norges Bank’s Climate Conference in Oslo, Norway Oslo, 21 October 2025 It is a pleasure to be at Norges Bank again. When I last visited the central bank, back in the summer of 2016, the world – and …

Distribution channels: Banking, Finance & Investment Industry

Published on October 21, 2025 - 10:08 GMT

Philip R. Lane: The transmission of monetary policy: financial conditions and credit dynamics

Frankfurt am Main, 21 October 2025 It is an honour to participate in the fifth edition of the WE_ARE_IN Macroeconomics and Finance Conference and I congratulate the organising committee for putting together an excellent programme. Let me start this speech …

Distribution channels: Banking, Finance & Investment Industry

Published on October 20, 2025 - 14:30 GMT

Understanding sustained growth: the 2025 Nobel Prize and why it matters for Europe

20 October 2025 by Conny Olovsson and Alexander Popov The economist Robert Lucas famously wrote that “Once one starts to think about economic growth, it is hard to think about anything else.” The Nobel committee seems to agree. For the second year in a row …

Distribution channels: Banking, Finance & Investment Industry

Published on October 20, 2025 - 08:21 GMT

Euro area monthly balance of payments: August 2025

20 October 2025 Current account recorded €12 billion surplus in August 2025, down from €30 billion in previous month Current account surplus amounted to €303 billion (2.0% of euro area GDP) in the 12 months to August 2025, down from €404 billion (2.7%) one …

Distribution channels: Banking, Finance & Investment Industry

Published on October 18, 2025 - 21:15 GMT

Christine Lagarde: Opening remarks

Remarks by Christine Lagarde, President of the ECB, at the panel on the “Global Economic Outlook” at the 40th Annual G30 International Banking Seminar Washington DC, 18 October 2025 Global imbalances have once again moved to the forefront of international …

Distribution channels: Banking, Finance & Investment Industry

Published on October 17, 2025 - 10:03 GMT

How Do Markets React to Banks’ Share Buybacks?

17 October 2025 By Pauline Avril, Maciej Grodzicki, Lukas Jürgensmeier and Alessandro Ricci Banks have bought back over €60 billion of their own shares since 2020, which is a sign of the industry’s confidence. However, share buybacks can also reduce the …

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Published on October 16, 2025 - 03:20 GMT

Luis de Guindos: From crisis to collective strength: a successful decade of the Single Resolution Mechanism and the road ahead

Opening address by Luis de Guindos, Vice-President of the ECB, at the SRM 10th Anniversary Conference Brussels, 15 October 2025 Introduction A decade ago, the SRM was established as a direct response to the global financial crisis and the European …

Distribution channels: Banking, Finance & Investment Industry

Published on October 13, 2025 - 12:36 GMT

ECB sets transitional provisions for minimum reserve requirements following introduction of euro in Bulgaria

13 October 2025 Bulgarian banks also becoming subject to Eurosystem’s minimum reserve requirements after euro adoption Transitional provisions needed to integrate Bulgarian banks smoothly into Eurosystem’s minimum reserve requirements system On 23 …

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