ECB - European Central Bank Press Releases - EIN Presswire

Published on December 19, 2025 - 15:12 GMT

Counterparties invited to regularly test their operational readiness to access Eurosystem standard refinancing operations

19 December 2025 Counterparties invited to access Eurosystem standard refinancing operations at least once a year, with a bid amount at their discretion Eurosystem standard refinancing operations seen as an integral part of banks’ day-to-day liquidity …

Distribution channels: Banking, Finance & Investment Industry

Published on December 19, 2025 - 15:12 GMT

Piero Cipollone: The future of money: a central bank perspective

Contribution by Piero Cipollone, Member of the Executive Board of the ECB, to a roundtable at Aspen Institute Italia Rome, 19 December 2025 Money is at the heart of what central banks do.[1] Ever since central banks have existed, their core role has been …

Distribution channels: Banking, Finance & Investment Industry

Published on December 19, 2025 - 09:52 GMT

Euro area monthly balance of payments: October 2025

19 December 2025 Current account recorded €26 billion surplus in October 2025, up from €24 billion in previous month Current account surplus amounted to €313 billion (2.0% of euro area GDP) in the 12 months to October 2025, down from €419 billion (2.8%) …

Distribution channels: Banking, Finance & Investment Industry

Published on December 19, 2025 - 09:41 GMT

New data release: ECB wage tracker suggests lower wage growth and gradual normalisation of negotiated wage pressures in 2026

19 December 2025 ECB wage tracker updated with wage agreements signed up to end of November 2025; forward-looking horizon extended to end of December 2026 Forward-looking information indicates easing of negotiated wage growth, consistent with data …

Distribution channels: Banking, Finance & Investment Industry

Published on December 18, 2025 - 19:41 GMT

Eurosystem staff macroeconomic projections for the euro area, December 2025

The euro area economy is proving to be resilient despite the challenging global environment. Real GDP increased by 0.3% in the third quarter of 2025, which was above the September projections. This followed volatile developments in the first half of the …

Distribution channels: Banking, Finance & Investment Industry

Published on December 17, 2025 - 21:53 GMT

ECB proposes to extend Frank Elderson’s term as Vice-Chair of the Supervisory Board

17 December 2025 Governing Council submits proposal to European Parliament to extend term of office of the Vice-Chair of ECB’s Supervisory Board until the end of his mandate as ECB Executive Board member Council of the EU to give final approval after …

Distribution channels: Banking, Finance & Investment Industry

Published on December 15, 2025 - 13:25 GMT

Joint EBA-ECB report on payment fraud: strong authentication remains effective but fraudsters are adapting

15 December 2025 In 2024 payment fraud rate in European Economic Area stable at around 0.002% of total value of transactions in a calendar year Total value of fraud increased to €4.2 billion in 2024 from €3.5 billion in 2023 Strong customer authentication …

Distribution channels: Banking, Finance & Investment Industry

Published on December 11, 2025 - 12:38 GMT

Governing Council proposes simplification of EU banking rules

11 December 2025 Governing Council endorses recommendations of High-Level Task Force on Simplification, which include: reducing the number of elements in the risk-weighted and leverage ratio framework introducing a materially simpler prudential regime for …

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Published on December 11, 2025 - 09:24 GMT

Simplification of the European prudential regulatory, supervisory and reporting framework

In March 2025 the ECB’s Governing Council created the High-Level Task Force on Simplification (HLTF) to develop recommendations for simplifying the European prudential regulatory, supervisory and reporting framework for banks. The HLTF’s objective has been …

Distribution channels: Banking, Finance & Investment Industry

Published on December 9, 2025 - 11:58 GMT

Piero Cipollone: A digital euro for the digital age

9 December 2025 By Piero Cipollone and Valdis Dombrovskis The ECB plans to prepare for the potential issuance of the digital euro by 2029, assuming the European co-legislators adopt the necessary regulation by 2026. Preparatory steps, including pilot …

Distribution channels: Banking, Finance & Investment Industry

Published on December 8, 2025 - 18:46 GMT

Piero Cipollone: The transformation of money: technological disruption and the future of financial services

Guest lecture by Piero Cipollone, Member of the Executive Board of the ECB, at the Frankfurt School of Finance & Management Frankfurt am Main, 8 December 2025 Money is at the heart of what central banks do.[1] Ever since central banks have existed, …

Distribution channels: Banking, Finance & Investment Industry

Published on December 4, 2025 - 08:56 GMT

Piero Cipollone: Interview with Nikkei

4 December 2025 Why is the digital euro needed in Europe now? The use of cash is declining because we cannot use it to pay digitally. This clearly limits people’s freedom to pay with central bank money – which currently only exists in the form of physical …

Distribution channels: Banking, Finance & Investment Industry

Published on December 3, 2025 - 17:26 GMT

Philip R. Lane: Inflation deviations and monetary policy

Keynote speech by Philip R. Lane, Member of the Executive Board of the ECB, at the 15th workshop on exchange rates, co-organised by Banka Slovenije with the Banca d’Italia, the Bank for International Settlements, the European Central Bank and the Nationale …

Distribution channels: Banking, Finance & Investment Industry

Published on December 3, 2025 - 09:10 GMT

Euro area bank interest rate statistics: October 2025

3 December 2025 Bank interest rates for corporations Chart 1 Bank interest rates on new loans to, and deposits from, euro area corporations (percentages per annum) Data for cost of borrowing and deposit interest rates for corporations (Chart 1)The …

Distribution channels: Banking, Finance & Investment Industry

Published on December 1, 2025 - 10:03 GMT

Luis de Guindos: Interview with El Periódico

1 December 2025 Shocks have been building up since the pandemic, but the most dreaded economic scenarios end up not materialising. As a result, the markets keep rising and rising. But the economy is cyclical. Aren’t you worried that one of these scenarios …

Distribution channels: Banking, Finance & Investment Industry

Published on November 28, 2025 - 13:46 GMT

ECB Consumer Expectations Survey results – October 2025

28 November 2025 Compared with September 2025: median consumer perceptions of inflation over the previous 12 months remained unchanged, as did median expectations for inflation three years ahead and five years ahead, while median inflation expectations for …

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Published on November 28, 2025 - 13:46 GMT

From headlines to hard data: mapping the uneven impact of geopolitical risk in Europe

28 November 2025 By Martin Bijsterbosch, Matteo Falagiarda and Lucia Žídeková Geopolitical tensions such as the war in Ukraine have shaken Europe’s economies. Understanding the economic impact of such shocks is crucial for monetary policy. This ECB Blog …

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Published on November 27, 2025 - 23:54 GMT

Meeting of 29-30 October 2025

Account of the monetary policy meeting of the Governing Council of the European Central Bank held in Florence on Wednesday and Thursday, 29-30 October 2025 27 November 2025 1. Review of financial, economic and monetary developments and policy options …

Distribution channels: Banking, Finance & Investment Industry

Published on November 27, 2025 - 09:18 GMT

Climate change indicators: November 2025

27 November 2025 Euro area issuances and holdings of sustainable debt securities continue to grow, albeit at a slower pace, with new breakdowns by currency, maturity and fixed vs. variable interest rate providing deeper insights Transition risk and carbon …

Distribution channels: Banking, Finance & Investment Industry

Published on November 27, 2025 - 09:18 GMT

Monetary developments in the euro area: October 2025

27 November 2025 Components of the broad monetary aggregate M3 The annual growth rate of the broad monetary aggregate M3 stood at 2.8% in October 2025, unchanged from the previous month, averaging 2.9% in the three months up to October. The components of …

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