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Naig Reminds Farmers and Landowners to Apply for Cover Crop Crop Insurance Discounts by January 14

Naig Reminds Farmers and Landowners to Apply for Cover Crop Crop Insurance Discounts by January 14

Participating farmers qualify for a $5 per acre discount on spring crop insurance premiums

DES MOINES, Iowa (Jan. 3, 2022) — Iowa Secretary of Agriculture Mike Naig reminds farmers and landowners who plant cover crops to apply for the state’s cover crop crop insurance discount program by Jan. 14, 2022. Applicants may be eligible for a $5 per acre discount on their spring crop insurance premiums. Farmers can sign up now for the cover crop insurance premium reduction program at To qualify, the cover crop acres cannot be enrolled in other state or federal cost share programs.

“Farmers and landowners across the state are recognizing the benefits of planting fall cover crops to improve the health of their fields and water quality in their communities and downstream,” said Secretary Naig. “I encourage everyone who planted fall cover crops to take advantage of this opportunity to save some money on spring crop insurance premiums.”

Cover crops, like rye and oats, prevent soil erosion and lock in nutrients, especially during extreme weather events. Cover crops are proven to reduce nitrogen loads by 28-31 percent and phosphorous loads by 29 percent, which helps improve water quality. They also offer weed control and livestock grazing benefits for producers.

Secretary Naig encourages farmers and landowners to speak with their agronomist or seed representative about cover crop varieties as they’re finalizing their spring planting decisions.

Program Details

This is the fifth year the crop insurance discount program is being administered by the Iowa Department of Agriculture and Land Stewardship and the USDA Risk Management Agency (RMA). Interest in the program continues to grow and new farmers and fields join each year. To date, more than 1,700 farmers have enrolled more than 700,000 acres of cover crops in the program. Other states have started offering similar programs modeled after the one in Iowa, including Illinois and Indiana.

Some insurance policies may be excluded, like Whole-Farm Revenue Protection, or those covered through written agreements. Participants must follow all existing farming practices required by their policy and work with their insurance agencies to maintain eligibility.

Farmers should visit their local USDA service center to learn about other cost share funding available to support the implementation of conservation practices.