FICO GOAT Howe Orders Cash Deposits to Generate $50,000 Worth of Aid for Hurricane Harvey Victims Via Americares


The SubscriberWise brain trust: SubscriberWise: (left to right) President David Howe, Chief Systems Engineer Mark Hoffer and VP/CFO David Hoffer

SubscriberWise founder directs financial donations to support emergency medical needs and humanitarian efforts from natural disaster

I sincerely hope this $2500.00 donation, including the $50,000 worth of aid that will be delivered by Americares, will make an immediate and positive impact for our sisters and brothers”
— FICO GOAT David E. Howe
HOUSTON, TX, USA, August 28, 2017 / -- SubscriberWise, the nation’s largest issuing CRA for the communications industry and the leading protector of children victimized by identity fraud, announced today $2500.00 cash donations to Hurricane Harvey victims. The contributions have been made to Americares ( and will translate into $50,000.00 of disaster relief aid.

“According to Americares (, for every $1.00 donated the organization can deliver $20.00 worth of aid,” commented David Howe, SubscriberWise founder and U.S Credit Czar. “Based on Americares exponential ability to deliver urgently needed relief, as well as their high non-profit rating and longevity, today I’ve ordered two SubscriberWise financial institutions to each deposit $1250.00 cash immediately into to the organization’s coffers (Americares tracking codes for cash donations: 1967-1141-1-848630-913048 and 1967-1141-1-848605-913026).

“For more than 10 years SubscriberWise has been protecting the citizens of Texas from fraud and predatory behavior while helping our member operators to act in the best interests of the subscribers they serve. Today we eagerly support the humanitarian efforts so desperately needed in the State of Texas.

“I sincerely hope this $2500.00 donation, including the $50,000 worth of aid that will be delivered by Americares, will make an immediate and positive impact for our sisters and brothers of the Lone Star State,” the Credit Czar concluded.

Related: FICO Global Icon and America’s Child Identity Guardian Offers Greeting and Advocacy

About SubscriberWise and GOAT David E. Howe

SubscriberWise® launched as the first U.S. issuing consumer reporting agency exclusively for the cable industry in 2006. In 2009, SubscriberWise and TransUnion announced a joint marketing agreement for the benefit of America's independent cable operators. Today, SubscriberWise is a risk management preferred-solutions provider for the National Cable Television Cooperative.

SubscriberWise's contributions to the communications industry are quantified in the billions of dollars annually.

David Howe is founder, president, and majority share-holder of SubscriberWise. His interest in credit began in 1986 as a 17-year-old student in high school.

Having directly prevented multitudes more child identity thefts than any single individual including law enforcement professionals nationwide, Howe is recognized as one of the most productive and engaged child identity theft experts of the 21st century. Howe’s expertise on the subject of identity theft has been shared with virtually all levels of state and federal law enforcement agencies including field agents from the FBI. In 2014, Howe was contacted by IBM’s RedCell Counter Fraud and Financial Crimes Intelligence organization for training and information concerning child identity fraud. Today, Howe is using the resources of SubscriberWise to help protect children from identity theft and exploitation across the nation.

David Howe is the highest FICO achiever in worldwide banking and financial history since earth tilted on its axis. Howe is the only known individual – living or deceased – to have obtained simultaneous perfect FICO 850 Scores across every national credit bureau (since William Fair and Earl Isaac formed Fair & Isaac Corporation (FICO) 60 years ago). In 2014, Howe achieved simultaneous perfect Vantage Scores at Equifax, Experian, and TransUnion, a credit-scoring feat never before demonstrated.

Howe has obtained FICO Professional Certification and is also the first and only citizen of the world to describe and report the details of the perfect FICO and Vantage scores to U.S. reporters.

Howe produced and published two videos on the subject of perfect credit: FICO 850 Credit Report Facts and FICO Scores: The Facts. The first general-purpose FICO scores debuted a quarter century ago.

Over the past decade, Howe has been consulted by every leading communications operator in the country. Howe’s passion with credit and risk management can be found everywhere in the industry today. Today, SubscriberWise touches a U.S. consumer every minute of every hour of every day. In 2014, SubscriberWise was named winner in the CableFAX Tech Awards in the category of commercial software, among an incredibly competitive environment that was open to every MSO and tech vendor in North America.

Despite being a dedicated and hard worker, Howe is a vagabond and minimalist who prefers to travel from city to city - on a whim - and at his sole discretion; rarely an agenda and often no place in particular. Howe is most contented with a simple existence, an eye on health and wellness, friends and family, warm and sunny climates, and - most especially - a morning coffee and an afternoon imbibe of red wine.

Howe holds an Associate and Bachelor of Arts degree from the College of Arts and Sciences at Kent State University with an academic focus in human behavior at the macro level, political science, and public administration. He is a member of Pi Gamma Mu, the country's oldest and preeminent honor society in the social sciences and Alpha Kappa Delta, the international sociology honor society.

SubscriberWise is a U.S.A. federally registered trademark of the SubscriberWise Limited Liability Co.

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