FICO Mega-Star Master Champion MVP All-time Highest Achiever David Howe Makes Appearance at 2017 USBC Open Championship

Left to right: David Howe, Ralph Douglas, Fred Bowen, Tony Varn, Jim Bowen, Joseph​ Paul, Dustin Dingler, Carl Lunsford, Mark Suchan, Jennifer Suchan, Alex Wagner

Left to right: David Howe, Ralph Douglas, Fred Bowen, Tony Varn, Jim Bowen, Joseph​ Paul, Dustin Dingler, Carl Lunsford, Mark Suchan, Jennifer Suchan, Alex Wagner

SubscriberWise-sponsored team on the lanes at South Point Bowling Plaza

SubscriberWise-sponsored team on the lanes at South Point Bowling Plaza

David Howe of SubscriberWise



SubscriberWise® founder David E. Howe, America's credit captain, stops over Las Vegas South Point Hotel & Casino to cheer SubscriberWise-sponsored bowlers

Of course, the same must be said about the other bowlers that Credit Czar met – including their lovers, family, and friends”
— FICO global GOAT & SubscriberWise founder David E. Howe
LAS VEGAS , NEVADA, USA, April 30, 2017 / -- SubscriberWise, the nation’s largest issuing CRA for the communications industry and the leading advocate for children victimized by identity fraud, announced today the appearance by company founder and CEO David Howe at the 2017 United States Bowling Congress. The preeminent bowling event widely is recognized as the largest participatory sporting event in the world.

"Last week I had the privilege to witness one of the most prestigious bowling events in this nation," said David Howe, SubscriberWise founder, national child protector, and FICO mega-star global MVP all-time worldwide highest achieving supreme master champion. "The 2017 USBC Open Championship was truly an unforgettable event – with the excitement and energy so dynamic neither could be contained.

“Watching the pros striking down the pins with style and precision, I could hardly believe that I was part of a squad as a small-town-novice-bowler more than 30 years ago,” Howe recalled. “Although I was far from a stand-out on the lanes, it never mattered because I always had fun and I was part of the team.

“But one thing is remarkably evident today,” Howe added. “I don't know how I ever lifted those heavy balls. I also don’t know how I rolled them so hard and fast down the alley.

“It was a long time ago,” reminisced GOAT Howe.

“Nevertheless, this event will not be marked by the thunder of the balls or the strike of the pins,” Howe continued. “It will not be marked by the accolades, awards, or the 300-pin-perfect-rolls. And it will certainly not be marked by a visit from the FICO GOAT (

“Rather, this event will be marked by the friendship, camaraderie, sportsmanship - and most of all - the respect for all -- which were on full display during the 2017 USBC Open Championship in beloved Las Vegas, NV.

“In addition to this amazing SubscriberWise sponsorship honor, the other special privilege to mark the occasion was the opportunity to cheer my cousin -- Joseph S. Paul -- also a team member and a 21-year-USBC-bowling-championship-participant.

“Congratulations, Joe! The 2018 SubscriberWise® sponsorship check is in the mail. See you on the lanes next year.

“Yes, the event was an incredible success,” concluded Howe. “Meeting each of the team members individually, including several of their family and significant others, was a particular highlight. Of course, the same must be said about the other bowlers that Credit Czar met – including their lovers, family, and friends – all who made the experience an unforgettable and most joyful event.”

About David Howe and SubscriberWise

U.S. Credit Czar David Howe is the highest achieving credit scoring consumer in global banking and financial history since human beings started to count on their fingers. Howe intends to demystify consumer credit and credit scores for individuals everywhere by sharing his story and experiences. Credit and credit scores impact many areas of one's financial life. Excellent credit offers rewards and opportunities; adverse credit limits choices and costs real money.

Hearing the facts about credit scores from the only citizen of the world - living or deceased - to have
achieved simultaneous perfect FICO 850 scores across every national repository and simultaneous
perfect Vantage scores at Equifax, Experian, and TransUnion - as well as having obtained rankings in the
100th percentile across virtually every scoring model on the market is intended to empower and
encourage consumers who may be struggling with their credit and eager to get back on their feet.

Pursuing perfect credit is hardly the point and it shouldn't become an obsession; rather it is the fact that
it's possible. It requires patience and extremely careful financial maneuvers over a very long period. And
because no person can control life events, set-backs are inevitable. David Howe proves it's attainable
despite his own challenges and life events during his near half-century existence on planet earth. Howe
has literally invested decades with countless hours and thousands of dollars pursuing and mastering
personal credit and FICO scores in particular. The effort has paid off and has not gone unnoticed.

Howe's passion with credit and risk management can be found everywhere in the industry today. Today
SubscriberWise touches a U.S. consumer every minute of every hour of every day. In 2014,
SubscriberWise was named winner in the CableFAX Tech Awards in the category of commercial
software, among an incredibly competitive environment that was open to every MSO and tech vendor in
North America.

Having directly prevented more child identity thefts than any single individual including law
enforcement professionals nationwide, David Howe is recognized as one of the most productive and
engaged child identity theft experts of the 21st century. Howe’s expertise on the subject of identity theft
has been shared with virtually all levels of state and federal law enforcement agencies including field
agents from the FBI. In 2014, Howe was contacted by IBM’s RedCell Counter Fraud and Financial Crimes
Intelligence organization for training and information concerning child identity fraud. During his long career in telecommunications, Howe has exposed some of the most complex banking and financial crimes the U.S.A. has ever known or contemplated (

Despite being a dedicated and hard worker, Howe is a vagabond and minimalist who prefers to travel
from city to city - on a whim - and at his sole discretion; rarely an agenda and often no place in
particular. Howe is most contented with a simple existence, an eye on health and wellness, friends and
family, warm and sunny climates, and - most especially - a morning coffee and an afternoon imbibe of
red wine.

Howe holds an Associate and Bachelor of Arts degree from the College of Arts and Sciences at Kent State
University with an academic focus in human behavior at the macro level, political science, and public
administration. He is a member of Pi Gamma Mu, the country's oldest and preeminent honor society in
the social sciences and Alpha Kappa Delta, the international sociology honor society.

Howe was among the first professionals in the nation to obtain the FICO Professional Certification. Howe
was interviewed on the subject of perfect credit by and The Motley Fool and is the first
and only citizen of the world to describe the details of perfect FICO and Vantage scores to U.S. reporters.

Howe produced and published two videos on the subject of perfect credit: FICO 850 Credit Report Facts
and FICO Scores: The Facts.

SubscriberWise contributions to the communications industry are today quantified in the billions of
dollars annually.

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FICO GOAT David Howe speaks to President and the nation at Walt Disney World