January 13, 2010, 2010 (FinancialWire) — ACI Worldwide, Inc. (NASDAQ: ACIW), a international provider of electronic payments software and solutions, announced the availability of a report by Retail Systems Research, examining the future of retail payments.

The research, which involved extensive industry interviews, was sponsored by ACI Worldwide, and highlights the need for retailers to review and upgrade their payment systems, to ensure they can remain innovative and meet changing customer needs.

The research found that retailers are not doing enough to keep pace with consumers’ willing and swift adoption of technology. While sixty-nine percent of retailers surveyed indicate that maintaining or improving the customer experience is the main driver of their in-store technology investments, only the most successful merchants are focusing on the payment process as a way to achieve differentiation in the marketplace. They know that waiting for clear customer demand for payment innovations is too late to meet and exceed customer expectations. The payment transaction increasingly represents the ‘moment of truth’ for a retailer and is where they have a key opportunity to impress customers, and convince them to return as a loyal patron.

From maximizing profits to optimizing the customer purchase experience, ACI Retail Commerce Server offers retailers a solution to create and execute a payment acceptance strategy. Available on multiple operating and hardware platforms, Retail Commerce Server provides payment acceptance authorization, switching, rewards and loyalty management, gift and stored value card management, and enhanced loss prevention with refund and check authorization tools. ACI offers advanced protection of customer-sensitive transaction data and positions retailers to achieve PCI compliance.

Implemented on-site at a retailer’s location or via ACI’s On-Demand managed services platform, the agile Retail Commerce Server application allows retailers to manage their payments business. Retail Commerce Server version 4.6, which is now available, delivers additional functionality of active-active configuration — giving retailers complete confidence in their disaster recovery ability should one site go down.

ACI Worldwide is a provider of software and services solutions to initiate, manage, secure and operate electronic payments for major banks, retailers and processors around the world.

FinancialWire(tm) is committed to serving the financial community through true journalism and by providing relevant, reliable resources to investors.

Standards-based, independent equity research on numerous public companies is available through the Investrend Research Syndicate written by FIRST Research Consortium member-providers. Obtain reports by writing to research@investrend.com with “Report Request” in the subject line. Recent reports include Palm, Inc. (NASDAQ: PALM), Research In Motion Ltd. (NASDAQ: RIMM), Oracle Corp. (NASDAQ: ORCL), Novell, Inc. (NASDAQ: NOVL), Brocade Communications Systems, Inc. (NASDAQ: BRCD), Autodesk, Inc. (NASDAQ: ADSK), Dell, Inc. (NASDAQ: DELL), Hewlett Packard Co. (NYSE: HPQ), NetApp, Inc. (NASDAQ: NTAP), Advanced Micro Devices, Inc. (NYSE: AMD), Intel Corp. (NASDAQ: INTC), Conexant Systems, Inc. (NASDAQ: CNXT), Monument Mining Ltd. (TSX Venture: MMY), Lovitt Resources Ltd. (TSX Venture: LRC), Lion Energy Corp. (TSX Venture: LEO), PMI Gold Corp. (TSX Venture: PMV), Western Copper Corp. (TSX: WRN), Coral Gold Resources Ltd. (TSX Venture: CLH), Great Plains Exploration, Inc. (TSX: GPX), Kalahari Resources, Inc. (TSX Venture: KLA), Enterprise Oilfield Group (TSX: E), Sultan Minerals, Inc. (TSX Venture: SUL), Blugrass Energy, Inc. (OTCBB: BLUG), Kodiak Energy, Inc. (OTCBB: KDKN), Tamm Oil & Gas, Inc. (OTCBB: TAMO), Carbon Friendly Solutions, Inc. (TSX Venture: CFQ), MIV Therapeutics, Inc. (OTCBB: MIVI), Crocs, Inc. (NASDAQ: CROX), GetFugu, Inc. (OTCBB: GFGU), SpongeTech Delivery Systems, Inc. (OTCBB: SPNG), Advanced Visual Systems, Inc. (OTC: AVSC), Axion International Holdings, Inc. (OTCBB: AXIH), Bark Group, Inc. (OTCBB: BKPG), Beacon Enterprise Solutions Group, Inc. (OTCBB: BEAC), Brainstorm Cell Therapeutics, Inc. (OTCBB: BCLI), China Organic Agriculture, Inc. (OTCBB: CNOA), China Voice Holding Corp. (OTC: CHVC), Crystal International Travel Group, Inc. (OTC: CINT), Devine Entertainment Corp. (OTC: DVNNF), Document Capture Technologies, Inc. (OTCBB: DCMT), Duke Mining Co. (OTCBB: BXWD), Elephant Talk Communications OTCBB: ETAK), Guardian Technologies International, Inc. (OTCBB: GDTI), Home System Group (OTCBB: HYST), IceWEB, Inc. (OTCBB: IWEB), ID Watchdog, Inc. (TSX Venture: IDW) (OTC: IDWAF), Ideal Financial Solutions, Inc. (OTC: IFSL), and CelLynx Group, Inc. (OTCBB: CYNX).

Free annual reports and company filings for companies mentioned in the news are available through the Investrend Information Syndicate (at http://investrend.ar.wilink.com/?level=279). Recently issued reports and filings include Weatherford International Ltd. (NYSE: WFT), UQM Technologies, Inc. (AMEX: UQM), Panhandle Oil and Gas, Inc. (NYSE: PHX), Encore acquisition Company (NYSE: EAC), Altius Minerals Corp. (TSX: ALS), PKC Group Oyj (PLUS: PKC1V) and Standard Life Investments European Private Equity Trust PLC (LSE: SEP) (PLUS: SEP).

FinancialWire(tm), in cooperation with the Investrend Broadcast Syndicate, also provides complete, daily conference call and webcast schedules as a service to shareholders and investors via the FirstAlert(tm) Network’s “FirstAlert(tm) Daily” (http://www.financialwire.net/news-alerts/). Recently webcast company presentations, financial results & earnings calls now available include Rick’s Cabaret International, Inc. (NASDAQ: RICK) and Applied Signal Technology, Inc. (NASDAQ: APSG). Recordings are accessible via the search function at http://infoescrow.net/f/?u=http://www.investorcalendar.com by entering any company’s ticker symbol into the search field.

FinancialWire(tm) is a fully independent, proprietary news wire service. FinancialWire(tm) is not a press release service, and receives no compensation for its news, opinions or distributions. Further disclosure is at the FinancialWire(tm) website (http://www.financialwire.net/disclosures.php). Contact FinancialWire(tm) directly via inquiries@financialwire.net.

Legal Disclaimer:

EIN Presswire provides this news content "as is" without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the author above.