Easy-to-earn $200 sign-up bonus: You only need to spend $500 on purchases in the first three months to receive this $200 bonus. With such a low spending minimum, it’s one of the easiest sign-up bonuses to get.

No annual fee: You can add the Chase Freedom Flex℠ to your wallet free of charge. You get excellent value from no-annual-fee cards that earn rewards because you get money back on your spending and the card itself doesn’t cost a dime.

0% intro APR: For the first 15 months, this card has a 0% APR on purchases. If you have a large expense coming up that you can’t pay for in full right away, the Chase Freedom Flex℠ gives you plenty of time to pay it off gradually.

Cell phone protection: When you pay your monthly cell phone bill with your Chase Freedom Flex℠, you’ll receive complimentary protection against covered theft or damage. There’s a $50 deductible per claim, and the coverage limits are $800 per claim, $1,000 per year, and up to two claims per 12-month period.

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