Financial Advisor Tim Hayes Press Releases

Published on May 15, 2025 - 17:21 GMT

Public Employees May Qualify for Higher Social Security Benefits Following WEP and GPO Repeal

BOSTON, MA, UNITED STATES, May 15, 2025 /⁨EINPresswire.com⁩/ -- The recent changes in Social Security laws mean public employees affected by the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) may now qualify for higher monthly benefits and retroactive payments. Public employees impacted by the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) now have an opportunity to maximize their Social Security Benefits. With the recent legislative changes and the …

Distribution channels: Banking, Finance & Investment Industry ...
Published on January 2, 2025 - 17:36 GMT

The Impact of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) Repeal on Public Employees

BOSTON, MA, UNITED STATES, January 2, 2025 /⁨EINPresswire.com⁩/ -- On December 21, 2024, the Senate passed H.R. 82, a bill that would repeal the WEP and GPO. These are two federal laws that reduced or eliminated the Social Security benefits of nearly 3 million retirees across the US. The new Social Security Fairness Act offers eligible retirees retroactive benefits starting with payments in January 2024. Along with the repeal, this has the potential to enhance their benefits for 2025 significantly. …

Distribution channels: Education ...
Published on October 16, 2024 - 15:03 GMT

New Article by Tim Hayes Sheds Light on the Massachusetts 403b Retirement Plan Tax Laws

BOSTON, MA, UNITED STATES, October 16, 2024 /⁨EINPresswire.com⁩/ -- Independent Advisor Tim Hayes discusses the importance of tax planning, record-keeping, and utilizing pre-1998 403b contributions for Massachusetts taxpayers to help them avoid difficulties in tax withdrawals and save money. Prior to 1998, Massachusetts’ retirement laws allowed taxpayers to deduct their 401k plan contributions from federal and state income taxes. However, taxpayers with 403b (Tax-Sheltered Annuity Plan) plans were only …

Distribution channels: Education ...
Published on September 16, 2024 - 16:09 GMT

Financial Advisor Tim Hayes Discusses the Windfall Elimination Provision and Government Pension Offset

How It Can Potentially Affect Public Employees BOSTON, MA, UNITED STATES, September 16, 2024 /⁨EINPresswire.com⁩/ -- Independent Advisor Tim Hayes’ in-depth discussion offers a roadmap for public employees, helping them better understand these two retirement laws, their impact on employees’ Social Security benefits, and where they can get financial planning assistance. It’s estimated that around 6% of state and local government employees are not covered by Social Security. According to the latest …

Distribution channels: Education ...
Published on June 4, 2024 - 16:18 GMT

Tim Hayes Discusses the Transition to Fee-Based and Index Funds and How It Affects the Financial Advice Industry

BOSTON, MA, UNITED STATES, June 4, 2024 /⁨EINPresswire.com⁩/ -- With the financial advice industry undergoing a seismic shift in the past decade, we’re now entering an era that focuses on a fee-based model and minimizes conflicts of interest through impartial financial advice. In a new article, Financial Advisor Tim Hayes looks into how the financial advice industry has changed in the last ten years. He discusses how the Obama administration introduced the Fiduciary Rule, which was designed to ensure …

Distribution channels: Banking, Finance & Investment Industry ...
Published on October 19, 2023 - 12:52 GMT

Independent Advisor Tim Hayes Dives Deep into Fee-Based and Fee-Only Financial Services and How These Benefit Clients

New regulations set out to standardize financial planning compensation and align product recommendations and services with clients’ best interests BOSTON, MA, UNITED STATES, October 19, 2023 /⁨EINPresswire.com⁩/ -- Boston, MA – In an updated blog post, Financial Advisor Tim Hayes discusses fee-only and fee-based financial services. The comprehensive article covers key topics, including the set of regulations that made this setup for financial planning compensation possible, what is fee-based advice, how …

Distribution channels: Banking, Finance & Investment Industry ...
Published on October 12, 2023 - 17:00 GMT

Financial Advisor Tim Hayes Announces New Post on Predictive Power of Yield Curve Inversions Leading to Recessions

BOSTON, MA, UNITED STATES, October 12, 2023 /⁨EINPresswire.com⁩/ -- Financial Advisor Tim Hayes is excited to announce the release of a new blog post on his financial advisor site that focuses on the predictive power of yield curve inversions leading to recessions. The post was inspired by the work of Professor Campbell, who is renowned for his research in this area. The blog post delves into the details of Professor Campbell's journey from Toronto to Chicago and how it led to his groundbreaking …

Distribution channels: Business & Economy ...

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The Newsroom of Financial Advisor Tim Hayes

Financial Advisor Tim Hayes Press Releases

Public Employees May Qualify for Higher Social Security Benefits Following WEP and GPO Repeal

The Impact of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) Repeal on Public Employees

New Article by Tim Hayes Sheds Light on the Massachusetts 403b Retirement Plan Tax Laws

Financial Advisor Tim Hayes Discusses the Windfall Elimination Provision and Government Pension Offset

Tim Hayes Discusses the Transition to Fee-Based and Index Funds and How It Affects the Financial Advice Industry

Independent Advisor Tim Hayes Dives Deep into Fee-Based and Fee-Only Financial Services and How These Benefit Clients

Financial Advisor Tim Hayes Announces New Post on Predictive Power of Yield Curve Inversions Leading to Recessions