PENNSYLVANIA, March 14 - PRINTER'S NO. 428

THE GENERAL ASSEMBLY OF PENNSYLVANIA

SENATE RESOLUTION

No.

44

Session of

2023

INTRODUCED BY SANTARSIERO, CAPPELLETTI, HUGHES, FONTANA, KANE,

STREET, MUTH AND COMITTA, MARCH 14, 2023

REFERRED TO BANKING AND INSURANCE, MARCH 14, 2023

A RESOLUTION

Directing the Joint State Government Commission to establish an

advisory committee to conduct a study on how to best assist

residents of this Commonwealth who have been impacted by

rising flood insurance premiums.

WHEREAS, Floods and hurricanes are a serious threat to this

Commonwealth by causing a loss of life and considerable physical

and economic damage to communities; and

WHEREAS, This Commonwealth is one of the most flood-prone

states in our country due to flash flooding; and

WHEREAS, More than 350,000 Pennsylvanians live in flood-risk

areas; and

WHEREAS, According to the Pennsylvania Emergency Management

Agency, 14 Federal disasters were declared for floods,

hurricanes and severe storms in this Commonwealth from 2003 to

2018, costing taxpayers nearly $1.2 billion in Federal

assistance; and

WHEREAS, In 2012, the Congress of the United States enacted

amendments to 42 U.S.C. §§ 2414(e) and 4001 et seq. (National

Flood Insurance Act of 1968) that have caused steep increases in

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