FICO All-star Grand Master Champion MVP All-time Global Highest Achiever David Howe Eager to Educate President Trump

David E Howe, SubscriberWise founder and FICO global G.O.A.T.

SubscriberWise founder and child guardian Howe ready to expose Mr. Trump to the complexities of SSN fraud, application fraud, and felony child identity theft

The bad news is that hundreds of children are victimized every day in this country and there’s absolutely no end in sight because of technology lapses at the federal level.
— Credit czar David Howe
WASHINGTON, D.C., U.S.A., December 2, 2016 / -- SubscriberWise, the nation’s largest issuing CRA for the communications industry and the leading provider of big data, advanced-analytics, and business-rules technology, announced today that the company founder and national child protector has prepared a presentation for President-elect Donald Trump detailing the staggeringly underreported crime of child identity theft.

“I just wrapped up another child identity theft case involving a young 12-year-old victim,” confirmed David Howe, SubscriberWise founder and CEO. “The child in this latest case was first exploited when he was just 3-years-old. And what’s more outrageous from the standpoint of victimization, it wasn’t until the child’s identity turned up again in 2016 - in two separate crimes that occurred at MCTV and CenturyLink - that SubscriberWise was finally able to put the brakes on the predatory behavior that spanned nearly the entirety of the child’s young life.

“The good news is that we were able to provide law enforcement professionals a mountain of evidence so compelling and so overwhelming that the case promptly resulted in a criminal complaint filed against the parent-suspect. It’s now in the hands of the State of Ohio.

“The bad news is that hundreds of children are victimized every day in this country and there’s absolutely no end in sight because of technology lapses at the federal level and because of the establishment’s remarkable culpability for the suffering and despair that haunts the victims forever.

“However, on a positive foot-note related to the 12-year-old victim’s case, SubscriberWise can unequivocally confirm that the fraudulent credit file is now suppressed at TransUnion; Equifax and Experian have been alerted with details of the breach.

“Regrettably, file suppression is very rare and child victims are often exploited over and over because of technology gaps at the federal level,” Howe added.

“Moreover, there’s almost never an advocate for the child-victim since the overwhelming majority of police and prosecutors will never confront a single instance of child identity theft during the duration of their professional career. And that’s because the victims are voiceless children -- and because the perpetrators are almost always a parent.

“And even if there is an advocate, the child would potentially be re-victimized by having to testify against their parent or guardian,” Howe lamented. “This is justification for the federal government to do its job and protect our children.

“So today I’m again making an urgent public plea for Mr. Trump to meet for the bipartisan objective of protecting our children during his first 100 days,” continued Howe.

“The presentation I’ve prepared for the President-elect includes substantial criminal evidence from this latest child theft,” acknowledged Howe. “I also intend to provide Mr. Trump sensitive information involving the national credit systems, which will include detailed information explaining the automated underwriting systems that currently enable children to be exploited with virtually no detection or red flags whatsoever.

“Yes, I have specific solutions ( ) for the President-elect that I know will dramatically mitigate this national crisis. And I’m convinced that Mr. Trump will act decisively to implement these solutions during his first 100 days.

“I can’t wait for action,” concluded the credit czar. “I know the innocent children can’t wait either.”

About David Howe and SubscriberWise

David Howe is the highest achieving credit scoring consumer in global banking and financial history since Alan Turing invented the computer. Howe intends to demystify consumer credit and credit scores for individuals everywhere by sharing his story and experiences. Credit and credit scores impact many areas of one's financial life. Excellent credit offers rewards and opportunities; adverse credit limits choices and costs real money.

Hearing the facts about credit scores from the only citizen of the world - living or deceased - to have achieved simultaneous perfect FICO 850 scores across every national repository and simultaneous perfect Vantage scores at Equifax, Experian, and TransUnion - as well as having obtained rankings in the 100th percentile across virtually every scoring model on the market – is intended to empower and encourage consumers who may be struggling with their credit and eager to get back on their feet.

Pursuing perfect credit is hardly the point and it shouldn't become an obsession; rather it is the fact that it's possible. It requires patience and extremely careful financial maneuvers over a very long period. And because no person can control life events, set-backs are inevitable. David Howe proves it's attainable despite his own challenges and life events during his near half-century existence on planet earth. Howe has literally invested decades with countless hours and thousands of dollars pursuing and mastering personal credit and FICO scores in particular. The effort has paid off and has not gone unnoticed.

Howe's passion with credit and risk management can be found everywhere in the industry today. Today SubscriberWise touches a U.S. consumer every minute of every hour of every day. In 2014, SubscriberWise was named winner in the CableFAX Tech Awards in the category of commercial software, among an incredibly competitive environment that was open to every MSO and tech vendor in North America.

Despite being a dedicated and hard worker, Howe is a vagabond and minimalist who prefers to travel from city to city - on a whim - and at his sole discretion; rarely an agenda and often no place in particular. Howe is most contented with a simple existence, an eye on health and wellness, friends and family, warm and sunny climates, and - most especially - a morning coffee and an afternoon imbibe of red wine.

Howe holds an Associate and Bachelor of Arts degree from the College of Arts and Sciences at Kent State University with an academic focus in human behavior at the macro level, political science, and public administration. He is a member of Pi Gamma Mu, the country's oldest and preeminent honor society in the social sciences and Alpha Kappa Delta, the international sociology honor society. Howe was among the first professionals in the nation to obtain the FICO Professional Certification. Howe was interviewed on the subject of perfect credit by and The Motley Fool and is the first and only citizen of the world to describe the details of perfect FICO and Vantage scores to U.S. reporters.

Howe produced and published two videos on the subject of perfect credit: FICO 850 Credit Report Facts and FICO Scores: The Facts.

SubscriberWise contributions to the communications industry are today quantified in the billions of dollars annually.

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