EIN Presswire: Banking Live Feed Press Releases

Prologis Closes Multi-Currency Senior Term Loan Agreement

Wed, 08 Feb 2012 02:25:25 +0000

Prologis Closes Multi-Currency Senior Term Loan Agreement

PR Newswire

SAN FRANCISCO, Feb. 7, 2012 /PRNewswire/ -- Prologis, Inc. (NYSE: PLD), the leading global owner, operator and developer of industrial real estate, today announced that it has entered into a senior term loan agreement with nine relationship lenders including Bank of America, N.A., as Administrative Agent. The company may obtain loans in U.S. dollars, euros, Japanese yen, and British pounds in an aggregate amount not to exceed euro 487.5 million (approximately $634 million). An accordion feature included in the loan agreement would permit a maximum increase to euro 987.5 million (approximately $1.3 billion), subject to obtaining additional lender commitments.

"The new facility enables us to maintain meaningful natural currency hedges at attractive financing terms. This facility addressed our Japan term loan that was scheduled to mature in 2012 and allowed us to refinance other corporate bank loans with longer term financing," said Phillip D. Joseph, Jr., managing director and treasurer.

The loan agreement is scheduled to mature on February 2, 2014; however, the company may extend the maturity date three times, in each case up to one year, subject to satisfaction of certain conditions and payment of an extension fee. Pricing under the facility is based upon the public debt ratings of the company's operating partnership and is currently at LIBOR plus 150 basis points. This represents a weighted average price reduction of approximately 67 basis points compared to the corporate bank facilities that were refinanced by this new facility.

About Prologis

Prologis, Inc. is the leading owner, operator and developer of industrial real estate, focused on global and regional markets across the Americas, Europe and Asia. As of September 30, 2011, Prologis owned or had investments in, on a consolidated basis or through unconsolidated joint ventures, properties and development projects totaling approximately 600 million square feet (55.7 million square meters) in 22 countries. The company leases modern distribution facilities to more than 4,500 customers, including manufacturers, retailers, transportation companies, third-party logistics providers and other enterprises.

The statements in this release that are not historical facts are forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements are based on current expectations, estimates and projections about the industry and markets in which Prologis operates, management's beliefs and assumptions made by management. Such statements involve uncertainties that could significantly impact Prologis' financial results. Words such as "expects," "anticipates," "intends," "plans," "believes," "seeks," "estimates," variations of such words and similar expressions are intended to identify such forward-looking statements, which generally are not historical in nature. All statements that address operating performance, events or developments that we expect or anticipate will occur in the future — including statements relating to rent and occupancy growth, development activity and changes in sales or contribution volume of developed properties, disposition activity, general conditions in the geographic areas where we operate, synergies to be realized from our recent merger transaction, our debt and financial position, our ability to form new property funds and the availability of capital in existing or new property funds — are forward-looking statements. These statements are not guarantees of future performance and involve certain risks, uncertainties and assumptions that are difficult to predict. Although we believe the expectations reflected in any forward-looking statements are based on reasonable assumptions, we can give no assurance that our expectations will be attained and therefore, actual outcomes and results may differ materially from what is expressed or forecasted in such forward-looking statements. Some of the factors that may affect outcomes and results include, but are not limited to: (i) national, international, regional and local economic climates, (ii) changes in financial markets, interest rates and foreign currency exchange rates, (iii) increased or unanticipated competition for our properties, (iv) risks associated with acquisitions, dispositions and development of properties, (v) maintenance of real estate investment trust ("REIT") status and tax structuring, (vi) availability of financing and capital, the levels of debt that we maintain and our credit ratings, (vii) risks related to our investments in our co-investment ventures and funds, including our ability to establish new co-investment ventures and funds, (viii) risks of doing business internationally, including currency risks, (ix) environmental uncertainties, including risks of natural disasters, and (x) those additional factors discussed in reports filed with the Securities and Exchange Commission by Prologis under the heading "Risk Factors." Prologis undertakes no duty to update any forward-looking statements appearing in this release.

SOURCE Prologis, Inc.

Prologis Announces Updated Tax Treatment of 2011 Distributions

Wed, 08 Feb 2012 01:17:33 +0000

Prologis Announces Updated Tax Treatment of 2011 Distributions

PR Newswire

SAN FRANCISCO, Feb. 7, 2012 /PRNewswire/ -- Prologis, Inc. (NYSE: PLD), the leading global owner, operator and developer of industrial real estate, today announced an updated tax treatment of its 2011 distributions only for common stockholders of AMB Property Corporation that received a common stock dividend on January 7, 2011. Please refer to Exhibit A for an update.

The attached information has been prepared using the best available information to date. Prologis, Inc.'s federal income tax return for the year ended December 31, 2011 has not yet been filed. Please note that federal tax laws affect taxpayers differently, and we cannot advise you on how distributions should be reported on your federal income tax return. Please also note that state and local taxation of REIT distributions vary and may not be the same as the federal rules. Prologis, Inc. thus urges you to consult with your own tax advisor with respect to the federal, state and local income tax consequences of these distributions.

The tax treatment exhibit, in its entirety, can be found in the Investor Relations section at www.prologis.com under Tax Information Update.

If you held shares of common or preferred stock of AMB Property Corporation or Prologis, Inc. or common or preferred shares of ProLogis in your name at any time during 2011, an IRS Form 1099-DIV will be provided to you by Computershare, Prologis, Inc.'s transfer agent, in the coming days and will reflect this updated information. If you held shares in "street name" during 2011, the IRS form provided by your bank, brokerage firm or nominee may report only the gross distribution paid to you. Therefore, you may need the information set forth to properly complete your federal tax return.

About Prologis
Prologis, Inc. is the leading owner, operator and developer of industrial real estate, focused on global and regional markets across the Americas, Europe and Asia. As of September 30, 2011, Prologis owned or had investments in, on a consolidated basis or through unconsolidated joint ventures, properties and development projects totaling approximately 600 million square feet (55.7 million square meters) in 22 countries. The company leases modern distribution facilities to more than 4,500 customers, including manufacturers, retailers, transportation companies, third-party logistics providers and other enterprises.

Exhibit A Tax Treatment of 2011 Common Distributions
ProLogis Common Shares For common shareholders of record during the period January 1, 2011 to June 3, 2011
CUSIP	Ticker Symbol	Record Dates	Payable Dates	Cash Dividend ($ per share)	Ordinary Taxable Dividend ($ per share)	Qualified Taxable Dividend ($ per share)	15% Capital Gain ($ per share)	25% Capital Gain (Unrecaptured Section 1250 Gain) ($ per share)(1)	Return of Capital
743410102	PLD	2/14/2011	2/28/2011	$0.112500	$0.000000	$0.001631	$0.082431	$0.002488	$0.025950
743410102	PLD	5/16/2011	5/25/2011	$0.112500	$0.000000	$0.002433	$0.067638	$0.003712	$0.038717

Prologis, Inc. Common Stock For stockholders of record for AMB Property Corporation for the full-year 2011 and Prologis, Inc. from June 3, 2011 through December 31, 2011
CUSIP	Ticker Symbol	Record Dates	Payable Dates	Cash Dividend ($ per share)	Ordinary Taxable Dividend ($ per share)	Qualified Taxable Dividend ($ per share)	15% Capital Gain ($ per share)	25% Capital Gain (Unrecaptured Section 1250 Gain) ($ per share)(1)
00163T109	AMB	12/23/2010	1/7/2011	$0.146172	$0.017514	$0.000189	$0.089225	$0.039244
00163T109	AMB	2/14/2011	2/28/2011	$0.280000	$0.033548	$0.000362	$0.170917	$0.075173
00163T109	AMB	5/16/2011	5/25/2011	$0.280000	$0.033548	$0.000362	$0.170917	$0.075173
74340W103	PLD	9/19/2011	9/30/2011	$0.280000	$0.033548	$0.000362	$0.170917	$0.075173
74340W103	PLD	12/19/2011	12/29/2011	$0.280000	$0.033548	$0.000362	$0.170917	$0.075173

(1) Corporate stockholders may be subject to IRC §291(a) reduction in certain corporate preference items.

SOURCE Prologis, Inc.

Wyse CEO to Discuss Leading Trends in Mobility and Cloud Computing at the Stifel Nicolaus Technology & Telecom Conference 2012

Wed, 08 Feb 2012 00:40:00 +0000

Wyse Technology, the global leader in cloud client computing, today announced that President and CEO Tarkan Maner will present at the Stifel Nicolaus Technology & Telecom Conference on Wednesday, February 8, 2012 at 1:30pm PT, in the Adriatic Room within the St. Regis Monarch Beach in Dana Point, California. Mr. Maner will discuss how cloud computing and mobility are the next wave of information technology enhancing economic growth. The conference runs from Tuesday, February 7th until Thursday, February 9th.

Mr. Maner has traveled the globe evangelizing the numerous benefits of the cloud and warning of its pitfalls -- in a personal, private, public or government cloud setting. Recently back from the World Economic Forum 2012 in Davos and numerous cloud forums and keynotes across four continents, Mr. Maner will share his vision of the future; controversial for some, inspiring for others, interesting for all.

Stifel Nicolaus conferences are designed to connect the dots and provide original perspective and depth of insight that are rare at most investor conferences. The goal of each conference is to provide institutional investors with high-level access to senior management and industry experts, showcase dynamic emerging companies and investigate critical trends that are driving our economy.

About Wyse Technology
Wyse Technology is the global leader in Cloud Client Computing. The Wyse portfolio includes industry-leading thin, zero and cloud PC client solutions with advanced management, desktop virtualization and cloud software supporting desktops, laptops and next generation mobile devices. Cloud client computing replaces the outdated computing model of the unsecure, unreliable, energy-intensive and expensive PC, all while delivering lower TCO and a superior user experience. Wyse has shipped more than 20 million units and has over 200 million people interacting with their products each day, enabling the leading private, public, hybrid and government cloud implementations worldwide. Wyse partners with industry-leading IT vendors, including Cisco®, Citrix®, IBM®, Microsoft, and VMware® as well as globally-recognized distribution and service partners. Wyse is headquartered in San Jose, California, U.S.A., with offices worldwide.

For more information, visit the Wyse website at http://www.wyse.com or call 1-800-GET-WYSE.

* All brands and names mentioned herein are trademarks of their respective holders.

Media Contact:
Allison Darin
408-473-1223
adarin@wyse.com

CIFC Corp. Announces Sale of Certain Non-Core Assets

Tue, 07 Feb 2012 23:54:13 +0000

CIFC Corp. Announces Sale of Certain Non-Core Assets

PR Newswire

NEW YORK, Feb. 7, 2012 /PRNewswire/ -- CIFC Corp. (NASDAQ: DFR) (the "Company") is pleased to announce that its wholly-owned indirect subsidiaries, DFR Middle Market Holdings Ltd. and Deerfield Capital Management LLC (together, the "Sellers"), today entered into and consummated the sale of 100% of each of the unrated Subordinated Note and Class D Deferrable Mezzanine Notes tranches issued by DFR Middle Market CLO Ltd. (the "CLO"), together with the rights to manage the CLO, for an aggregate sale price of $36.5 million. This sale, together with other asset sales and dispositions, represents the completion of the Company's intention to reposition its core business as a fee based asset manager and free up capital to support further growth.

(Logo: http://photos.prnewswire.com/prnh/20111114/NY06218LOGO )

About the Company

The Company, based in New York, is one of the largest senior secured corporate loan managers in the world. The Company combines what it believes are the best underwriting, portfolio management and value maximization practices of banks and asset managers to unlock long-term value for investors. The Company's heritage CIFC CLO fund family has market leading performance in the U.S. managed CLO segment. The firm manages $10.7 billion across 29 CLOs as of September 30, 2011 and serves more than 200 institutional investors in North America, Europe, Asia and Australia. For more information, please visit the Company's website at www.cifc.com.

Certain statements in this press release are forward-looking statements, as permitted by the Private Securities Litigation Reform Act of 1995. These include statements regarding future results or expectations. Forward-looking statements can be identified by forward-looking language, including words such as "believes," "anticipates," "expects," "estimates," "intends," "may," "plans," "projects," "will" and similar expressions, or the negative of these words. Such forward-looking statements are based on facts and conditions as they exist at the time such statements are made, various operating assumptions and predictions as to future facts and conditions, which may be difficult to accurately make and involve the assessment of events beyond the Company's control. Caution must be exercised in relying on forward-looking statements. The forward-looking statements contained in this press release are made as of the date hereof, and the Company does not undertake any obligation to update any forward-looking statement to reflect subsequent events, new information or circumstances arising after the date hereof.

SOURCE CIFC Corp.

First Midwest Bancorp, Inc. to Participate in Sterne Agee 2012 Financial Institutions Investor Conference

Tue, 07 Feb 2012 23:20:00 +0000

First Midwest Bancorp, Inc. ("First Midwest") (NASDAQ: FMBI) announced today that it will be participating in the Sterne Agee 2012 Financial Institutions Investor Conference in Orlando, Florida on Monday, February 13, 2012. Michael L. Scudder, First Midwest's President and Chief Executive Officer will give a presentation on behalf of the Company at the conference at 9:30 AM (ET).

The presentation will be broadcast via live webcast. Interested individuals may listen to the live webcast and view a copy of the slides by accessing http://wsw.com/webcast/agee2/fmbi. For those unable to attend the live broadcast, a replay of the webcast will be available within 24 hours of the live presentation for approximately 7 days following the presentation.

First Midwest, with assets of $8.0 billion is the premier relationship-based banking franchise in the dynamic Chicagoland banking market. As one of the Chicago metropolitan area's largest independent bank holding companies, First Midwest provides the full range of business, retail banking and trust and investment management services through some 100 offices located in communities in metropolitan Chicago, northwest Indiana, central and western Illinois and eastern Iowa. First Midwest was recently recognized as having the "Highest Customer Satisfaction with Retail Banking in the Midwest" according to the J.D. Power and Associates 2011 Retail Banking Satisfaction Study(SM). Additionally, First Midwest has been recognized by the Chicago Tribune for the second straight year as one the top 20 best places to work in Chicago among large employers.

Consolidated Graphics Reports Financial Results for the Quarter Ended December 2011 and Additional $70 Million Stock Repurchase Authorization

Tue, 07 Feb 2012 23:06:35 +0000

Consolidated Graphics Reports Financial Results for the Quarter Ended December 2011 and Additional $70 Million Stock Repurchase Authorization

PR Newswire

HOUSTON, Feb. 7, 2012 /PRNewswire/ -- Consolidated Graphics, Inc. (NYSE: CGX) today announced financial results for the quarter ended December 31, 2011.

Revenue for the December quarter was $283.9 million, a $15.2 million or 5.1% decrease compared to the prior year quarter. The decline in revenue compared to the prior year quarter was due to an expected $11.3 million decline in election-related business, a 3.5% decline in same-store sales, partially offset by sales growth related to acquisitions. Adjusted Operating Income for the December 2011 quarter was $20.6 million or 7.2% of revenue, compared to $30.2 million or 10.1% of revenue last year. Adjusted Net Income was $12.6 million, or $1.21 per diluted share for the quarter, compared to Adjusted Net Income of $18.7 million or $1.60 per diluted share for the prior year quarter.

Operating income, which included a $2.0 million goodwill impairment charge, was $17.6 million for the December 2011 quarter. Operating income for the prior year quarter was $28.2 million and included impairment charges of $1.0 million. Net income for the December 2011 quarter was $10.8 million or $1.04 diluted earnings per share, compared to $17.6 million or $1.50 diluted earnings per share last year.

Joe R. Davis, Chairman and Chief Executive Officer of Consolidated Graphics, commented, "Our financial performance in the current quarter was impacted by expected lower election-related business and lower than anticipated seasonal sales of both custom photo products and sales into the insurance industry. The lower sales into the insurance industry primarily related to one customer. We anticipate that the decline in business from this customer will be temporary. During the quarter, we also had non-recurring start-up expenses related to launching new hardware and platform software for certain customers, that adversely impacted the bottom line."

Mr. Davis, continued, "Our recent investments in technology, such as our WorkSmart Suite™ products are being well received by our customers and will continue to provide long-term profitable growth. We continue to differentiate our customer offerings through investments in state-of-the-art technology, printing, and fulfillment solutions. Supported by our strong balance sheet, we believe these actions will continue to drive growth over the long-term and further enhance our competitive position."

Mr. Davis concluded, "Due to the seasonal nature of sales into the custom photo product and the insurance markets, we are optimistic that we will achieve year-over-year same-store sales growth in the March 2012 quarter. Based on current market conditions, we expect the March quarter's revenue to be in the range of $265 - $275 million which assumes year-over-year same-store sales growth of up to 5%."

Share Repurchase Program Update

During the quarter, the Company purchased 239,456 shares of its common stock for $11.0 million pursuant to a share repurchase program authorizing the Company to purchase up to an aggregate of $100 million of the Company's common shares. Since beginning the share repurchase program in November 2010, the Company has purchased 1,531,549 shares of its common stock (13.0% of shares outstanding) for $69.1 million. As of December 31, 2011, the Company had 10,242,578 common shares outstanding.

Additional Share Repurchase Authorization

On February 6, 2012, the Board of Directors amended the share repurchase program by increasing the authorization to purchase the Company's common shares from $100 million to $170 million. Additionally, the expiration of the program was extended to September 30, 2013. The amended share repurchase program enables the Company to repurchase shares of its common stock in open-market purchases as well as privately negotiated transactions, pursuant to applicable securities regulations, and subject to the terms of our bank facilities, market conditions and other factors. The Board of Directors may modify, suspend, extend or terminate the program at any time. Remaining authorization under the amended share repurchase program at February 6, 2012 was $100.5 million.

A reconciliation of the non-GAAP financial measures, Adjusted EBITDA, Free Cash Flow, Adjusted Operating Income, Adjusted Operating Margin, Adjusted Net Income and Adjusted Diluted Earnings Per Share to the most directly comparable GAAP financial measures are included in the attached tables and in the related Current Report on Form 8-K filed with the Securities and Exchange Commission. The Form 8-K also includes the basis for management's use of these non-GAAP financial measures.

Consolidated Graphics, Inc. will host a conference call tomorrow, Wednesday, February 8, 2012, at 11:00 a.m. Eastern Time, to discuss its third quarter fiscal 2012 results. The conference call will be simultaneously broadcast live over the Internet on our website (www.cgx.com) and a subsequent archive of such call will also be available on our website.

Consolidated Graphics, Inc. (CGX), headquartered in Houston, Texas, is one of North America's leading general commercial printing companies. With 70 printing businesses strategically located across 27 states, Toronto, and Prague, and a presence in Asia, CGX offers an unmatched geographic footprint, unsurpassed capabilities, and unparalleled levels of convenience, efficiency and service. With locations in or near virtually every major U.S. market, CGX provides the service and responsiveness of a local printer enhanced by the economic, geographic and technological advantages of a large national organization.

Consolidated Graphics' vast and technologically advanced sheetfed and web printing capabilities are complemented by the world's largest integrated digital footprint. By coupling North America's most comprehensive printing capabilities with strategically located fulfillment centers and industry-leading technology, CGX delivers end-to-end print production and management solutions that are based on the needs of our customers to improve their results. For more information, visit www.cgx.com.

Forward-Looking Statements

This press release contains "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, in which the Company discusses factors it believes may affect its performance or results in the future. Forward-looking statements are all statements other than historical facts, such as statements regarding assumptions, expectations, beliefs and projections about future events or conditions. You can generally identify forward-looking statements by the appearance in such a statement of words like "anticipate," "believe," "continue," "could," "estimate," "expect," "intend," "may," "might," "plan," "potential," "predict," "forecast," "project," "should" or "will" or other comparable words or the negative of such words. The accuracy of the Company's assumptions, expectations, beliefs and projections depends on events or conditions that change over time and are thus susceptible to change based on actual experience, new developments and known and unknown risks, including those created by general market conditions, competition and the possibility that events may occur beyond the Company's control, which may limit its ability to maintain or improve its operating results or financial condition or acquire additional printing businesses. The Company gives no assurance that the forward-looking statements will prove to be correct and does not undertake any duty to update them. The Company's actual future results might differ from the forward-looking statements made in this press release for a variety of reasons, which include weakness in the economy, financial stability of its customers, the sustained growth of its digital printing business, seasonality of election-related business, its ability to adequately manage business expenses, including labor costs, the unfavorable outcome of legal proceedings, the lack of or adequacy of insurance coverage for its operations, the continued availability of raw materials at affordable prices, retention of its key management and operating personnel, satisfactory labor relations, the potential for additional goodwill impairment charges, its ability to identify new acquisition opportunities, negotiate and finance such acquisitions on acceptable terms and successfully absorb and manage such acquisitions in a timely and efficient manner, as well as other risks described under the heading "Risk Factors" of our Annual Report on Form 10-K and the risk factors and cautionary statements described in the other documents the Company files or furnishes from time to time with the Securities and Exchange Commission, including its Quarterly Reports on Form 10-Q and Current Reports on Form 8-K. Should one or more of the foregoing risks or uncertainties materialize, or should the Company's underlying assumptions, expectations, beliefs or projections prove incorrect, the Company's actual results may vary materially from those anticipated in its forward-looking statements, and its business, financial condition and results of operations could be materially and adversely affected.

Regulation G Reconciliation

This press release also contains references to the non-GAAP financial measures of Adjusted EBITDA, which we define as earnings, or net income, before interest, income taxes, depreciation and amortization, goodwill impairment charges, litigation and other charges, share-based compensation expense, non-cash foreign currency transaction gains and losses and net losses/gains from asset dispositions, Free Cash Flow, which we define as net cash provided by operating activities less capital expenditures plus proceeds from assets dispositions, Adjusted Operating Income, which we define as operating income before goodwill charges, litigation and other charges, share-based compensation expense, and non-cash foreign currency transaction net (gain)/loss, Adjusted Operating Margin, which we define as Adjusted Operating Income divided by sales, Adjusted Net Income, which we define as net income (loss) before goodwill charges, litigation and other charges, share-based compensation expense, non-cash foreign currency transaction net (gain)/loss, all net of tax, and Adjusted Diluted Earnings Per Share, which we define as Adjusted Net Income divided by diluted weighted average number of common shares outstanding. Reconciliations of these non-GAAP financial measures to the most directly comparable GAAP financial measures are provided in the tables below. Management's opinion regarding the usefulness of these non-GAAP financial measures to investors and a description of the ways in which management used such measures can be found in the Current Report on Form 8-K we filed today with the Securities and Exchange Commission.

(Tables to follow) CONSOLIDATED GRAPHICS, INC. Consolidated Income Statements (In thousands, except per share amounts, and unaudited)
		Three Months Ended				Nine Months Ended
		December 31,				December 31,
		2011	2010	Change		2011	2010	Change
				$	%			$	%
Sales		$283,891	$299,111	(15,220)	(5)	$794,644	$795,934	(1,290)	-
Cost of Sales		213,969	222,297	(8,328)	(4)	605,618	602,515	3,103	1
	Gross Profit	69,922	76,814	(6,892)	(9)	189,026	193,419	(4,393)	(2)
Selling Expenses		23,149	23,471	(322)	(1)	68,411	69,078	(667)	(1)
General and Administrative Expenses		26,922	23,973	2,949	12	77,855	70,071	7,784	11
Goodwill Impairment Charge		1,984	-	1,984	nm	1,984	-	1,984	nm
Impairment and Other Charges		-	991	(991)	nm	5,281	(2,475)	7,756	nm
Other Expense		238	138	100	72	429	195	234	120
	Operating Income	17,629	28,241	(10,612)	(38)	35,066	56,550	(21,484)	(38)
Interest Expense		1,676	1,805	(129)	(7)	4,831	5,904	(1,073)	(18)
	Income before Taxes	15,953	26,436	(10,483)	(40)	30,235	50,646	(20,411)	(40)
Income Taxes		5,119	8,867	(3,748)	(42)	10,281	18,182	(7,901)	(43)
	Net Income	$10,834	$17,569	(6,735)	(38)	$19,954	$32,464	(12,510)	(39)

Earnings Per Share
	Basic	$1.05	$1.53			$1.86	$2.83
	Diluted	$1.04	$1.50			$1.83	$2.79

Weighted Average Shares Outstanding
	Basic	10,332	11,482			10,712	11,452
	Diluted	10,459	11,694			10,885	11,655

Effective Income Tax Rate		32.1%	33.5%			34.0%	35.9%

nm- not meaningful

CONSOLIDATED GRAPHICS, INC. Consolidated Balance Sheets (In thousands, except share and per share amounts, and unaudited)
	December 31, 2011			March 31, 2011

ASSETS

CURRENT ASSETS
Cash and cash equivalents	$		7,002	$	3,710
Accounts receivable, net	190,559			171,779
Inventories	55,677			50,888
Prepaid expenses	11,408			13,447
Deferred income taxes	12,137			10,787
Total current assets	276,783			250,611
PROPERTY AND EQUIPMENT, net	385,191			388,681
GOODWILL	24,681			27,124
OTHER INTANGIBLE ASSETS, net	16,391			19,376
OTHER ASSETS	10,610			12,691
	$	713,656		$	698,483
LIABILITIES AND SHAREHOLDERS' EQUITY

CURRENT LIABILITIES
Current portion of long-term debt	$	21,509		$	15,911
Accounts payable	97,970			90,100
Accrued liabilities	67,012			81,501
Total current liabilities	186,491			187,512
LONG-TERM DEBT, net of current portion	175,822			154,161
OTHER LIABILITIES	21,597			13,820
DEFERRED INCOME TAXES, net	51,236			45,629
Total liabilities	435,146			401,122
COMMITMENTS AND CONTINGENCIES
SHAREHOLDERS' EQUITY
Common stock, $.01 par value; 100,000,000 shares authorized; 10,242,578 and 11,072,053 issued and outstanding	102			110
Additional paid-in capital	161,024			170,547
Retained earnings	117,335			123,990
Accumulated other comprehensive income	49			2,714
Total shareholders' equity	278,510			297,361
	$	713,656		$	698,483

Total debt	$	197,331		$	170,072
Debt-to-total capitalization		42%			36%

CONSOLIDATED GRAPHICS, INC. Reconciliations of Non-GAAP Financial Measures (In thousands, except per share amounts, and unaudited)
	Three Months Ended								Nine Months Ended
	December 31,								December 31,
	2011					2010			2011				2010

Net income	$	10,834				$	17,569		$	19,954			$	32,464
Income taxes	5,119					8,867			10,281				18,182
Interest expense, net	1,676					1,805			4,831				5,904
Depreciation and amortization	18,663					17,087			53,774				51,373
Goodwill impairment charge	1,984					-			1,984				-
Impairment and other charges	-					991			5,281				(2,475)
Share-based compensation expense	710					798			1,853				2,573
Non-cash foreign currency transaction loss	238					138			429				195
Net (gain) loss from asset dispositions	(331)					(78)			(725)				(174)
Adjusted EBITDA	$		38,893			$	47,177		$		97,662		$	108,042

Net cash provided by operating activities	$		24,901			$	21,714		$		63,329		$	51,898
Capital expenditures	(19,710)					(25,577)			(48,813)				(51,166)
Proceeds from asset dispositions	1,795					211			2,694				2,862
Free Cash Flow	$		6,986			$	(3,652)		$		17,210		$	3,594

Operating income	$		17,629			$	28,241		$		35,066		$	56,550
Goodwill impairment charge	1,984					-			1,984				-
Impairment and other charges	-					991			5,281				(2,475)
Share-based compensation expense	710					798			1,853				2,573
Non-cash foreign currency transaction loss	238					138			429				195
Adjusted Operating Income	$		20,561			$	30,168		$		44,613		$	56,843
Adjusted Operating Margin	7.2				%	10.1		%	5.6			%	7.1			%

Net income	$			10,834		$	17,569		$		19,954		$		32,464
Goodwill impairment charge	1,984					-			1,984				-
Tax benefit of goodwill impairment charge	(774)					-			(774)				-
Impairment and other charges	-					991			5,281				(2,475)
Tax benefit of impairment and other charges	-					(386)			(1,987)				965
Share-based compensation expense, net of taxes	433					487			1,130				1,570
Non-cash foreign currency transaction loss, net of taxes	145					84			262				119
Adjusted Net Income	$			12,622		$	18,745		$		25,850		$		32,643

CONSOLIDATED GRAPHICS, INC. Reconciliations of Non-GAAP Financial Measures (In thousands, except per share amounts, and unaudited)
	Three Months Ended					Nine Months Ended
	December 31,					December 31
	2011			2010		2011			2010

Diluted earnings per share	$	1.04		$	1.50	$	1.83		$	2.79
Goodwill impairment charge	0.19			-		0.18			-
Tax benefit of Goodwill impairment charge	(.07)			-		(.07)			-
Impairment and other charges	-			.08		.49			(.21)
Tax benefit of Impairment and other charges	-			(.03)		(.18)			.08
Share-based compensation expense, net of taxes	.04			.04		.10			.13
Non-cash foreign currency transaction loss, net of taxes	.01			.01		.02			.01
Adjusted Diluted Earnings Per Share	$		1.21	$	1.60	$		2.37	$		2.80

SOURCE Consolidated Graphics, Inc.

MEDIA ADVISORY/CONFERENCE CALL: 2012 BMO North American Auto Panel-Will Consumers Continue to Rev Their Engines in the Coming Year?

Tue, 07 Feb 2012 22:54:10 +0000

Leading auto expert Maryann Keller to offer insights into the road ahead

With the North American auto show season in high gear with manufacturers showcasing a wide selection of new products, will consumers in Canada and the U.S. return to auto showrooms and drive light vehicle sales higher this year? BMO Financial Group will host a media conference call to discuss the challenges and growth opportunities in this key economic sector.

Three experts will provide their insight on the Canadian and U.S. markets and address areas including:

	â¢	An overview of the industry, including market participants, dynamics of the environment, competition/market share, inventories and pricing
	â¢	Consumer demand, confidence, and buying preferences
	â¢	Canada/U.S dealership networks
	â¢	Opportunities and challenges

WHAT:		2012 BMO North American Auto Panel

WHO:
	â¢	Maryann Keller, President of Maryann Keller and Associates, LLC
	â¢	Robert Sadokierski, Vice President, Dealership Finance, BMO Bank of Montreal
	â¢	Ghram Debes, Managing Director, Head of Dealership Finance, BMO Harris Bank

* Panel will be moderated by Bernard Simon, Vice-President, Kingsdale Communications Inc. and former North American Automotive Correspondent for the Financial Times.


WHEN:		Thursday, February 9, 2012, 11 AM (ET)

MEDIA DIAL IN:		416-695-7806, or 888-789-9572, Pass code: 8607753

Twitter:		http://twitter.com/BMOmedia

Media Contacts:
Paul Cunliffe, Toronto
(416) 867-3996
paul.cunliffe@bmo.com
Patrick O'Herlihy, Chicago
(312) 461-6970
patrick.o'herlihy@harrisbank.com
Sarah Bensadoun, Montreal
(514) 877-8224
sarah.bensadoun@bmo.com
Laurie Grant, Vancouver
(604) 665-7596
laurie.grant@bmo.com

Commerce National Bank Announces the Appointment of Rachel Zippwald, Senior Vice President, SBA Operations Manager

Tue, 07 Feb 2012 22:52:00 +0000

Commerce National Bank (OTCBB: CNBF), a community business bank in its ninth year of operation, is pleased to announce that Rachel Zippwald has joined the bank as a Senior Vice President in the SBA Department.

With twenty-five years of SBA lending experience, Ms. Zippwald has an extensive range of knowledge including business development, underwriting, documentation, servicing, and department administration. "Ms. Zippwald is a high caliber banking professional with a proven record of accomplishment in developing, underwriting, and servicing quality SBA loan portfolios. We are very pleased to have her join our team," said President and Chief Executive Officer Mark E. Simmons.

Ms. Zippwald has held key positions with California Bank & Trust, Southern California Bank/Pacific National Bank, and Landmark Bank. She graduated magna cum laude from Concordia University, has served as an NAGGL instructor, and chairs the loan committee and serves on the board of Advantage CDC, an SBA 504 lender.

With its headquarters office in Newport Beach near John Wayne airport, the Bank is well positioned to serve businesses, professionals and selected real estate customers throughout Orange County. The Bank is staffed by experienced business bankers who are committed to providing exemplary service to their customers in the business community.

Forward-Looking Statement

This news release contains statements that are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are based on current expectations, estimates and projections about Commerce National Bank's business based, in part, on assumptions made by management. These statements are not guarantees of future performance and involve risks, uncertainties and assumptions that are difficult to predict. Therefore, actual outcomes and results may differ materially from what is expressed or forecasted in such forward-looking statements due to numerous factors, including those described above and the following: Commerce National Bank's timely development of new products and services, technological changes, changes in consumer spending and savings habits and other risks discussed from time to time in Commerce National Bank's reports and filings with the Office of the Comptroller of the Currency. In addition, such statements could be affected by general industry and market conditions and growth rates, and general domestic and international economic conditions. Such forward-looking statements speak only as of the date on which they are made, and Commerce National Bank does not undertake any obligation to update any forward-looking statement to reflect events or circumstances after the date of this release.

Contact:
Mark Simmons
President/CEO
Phone: 949-474-1020
Fax: 949-870-4499

Provident New York Bancorp to Present at Sterne Agee 2012 Financial Institutions Investor Conference on February 13, 2012

Tue, 07 Feb 2012 21:54:00 +0000

Provident New York Bancorp (NYSE: PBNY), the parent company of Provident Bank, today announced that Jack Kopnisky, President and CEO and Stephen Masterson, Chief Financial Officer will present at the Sterne Agee 2012 Financial Institutions Investor Conference on Monday, February 13, 2012 at 11:00 A.M. EST.

A simultaneous web cast of the Provident New York Bancorp presentation can be accessed through http://wsw.com/webcast/agee2/pbny/ or through the Company's website at http://www.providentbanking.com, under Investor Relations on the corporate profile page. Accompanying slides and additional materials can also be accessed through the Company's Investor Relations section under presentations. The presentation will be archived at the Company's website for 90 days after the event.

About Provident New York Bancorp
Headquartered in Montebello, N.Y., Provident Bank, with $3.1 billion in assets, specializes in the delivery of service and solutions to business owners, their families, and consumers in communities within the greater New York City marketplace through teams of dedicated and experienced relationship managers. Our franchise includes 36 Financial Centers. Provident Bank offers a complete line of commercial, business, and consumer banking products and services. For more information, visit the Provident Bank Web site at www.providentbanking.com.

PROVIDENT BANK CONTACT:
Stephen Masterson
EVP & Chief Financial Officer
845.369.8040

-MEDIA ADVISORY/INTERVIEW OPPORTUNITY-BMO to Host Panels to Discuss Social Media for Small Business

Tue, 07 Feb 2012 21:41:51 +0000

- Social media experts and small business owners to participate in discussion and Q&A on opportunities for business owners to grow their businesses using social media

- BMO's Doug Porter to speak about opportunities and challenges in the current economic environment and the implications for small business owners

As part of this year's Social Media Week, BMO Bank of Montreal is hosting two panels to discuss strategies, tactics and best practices that can be leveraged to help small companies grow their businesses and brands in the online space. Learn about content marketing, tweeting, LinkedIn, recruiting via social networks; experts will provide insight as to what's new in the social and digital space, and business owners will share tips and best practices that have helped them grow their businesses.

What:	Join other small business owners and social media experts from BMO, LinkedIn, The Working Group and Inside-Outside Thinking in a lively discussion on how social media approaches and tools drive value for business growth. Question and answer period to follow panel.

Who:	Doug Porter, Deputy Chief Economist, BMO Capital Markets
	Julie Howlett, Account Director, Global Marketing Solutions, LinkedIn
	Chris Eben, Partner, The Working Group
	Liz Strauss, Founder, Inside-Outside Thinking
	Ian Portsmouth, Editor, PROFIT Magazine
	Sean Stanleigh, Editor, Report on Small Business, The Globe and Mail

Where:	Manulife Centre
	55 Bloor Street West
	3^rd Floor, Toronto

When:	Thursday, February 16, 2012
	4:30 - 6:00 p.m. Ontario Room
	6:00 - 7:00 p.m. Networking

BMO Bank of Montreal recently announced that it is making an additional $10 billion available to businesses across the country over the next three years. This credit boost will provide small and medium-sized business, in every region of the country, with the credit they need to innovate, grow and create jobs. For more information on the BMO SmartStepsÂ® for Business Community, please visit: https://www.bmo.com/smartbusinessowners.

Twitter: http://twitter.com/BMOmedia

http://twitter.com/BMOsmb

Media Contacts:
Paul Cunliffe, Toronto
(416) 867-3996
paul.cunliffe@bmo.com
Sarah Bensadoun, Montreal
(514) 877-8224
sarah.bensadoun@bmo.com
Laurie Grant, Vancouver
(604) 665-7596
laurie.grant@bmo.com

Asset International Appoints John Lee as Managing Director of European Operations

Tue, 07 Feb 2012 21:33:07 +0000

Asset International Appoints John Lee as Managing Director of European Operations

PR Newswire

NEW YORK, Feb. 7, 2012 /PRNewswire/ -- Asset International (AI) has appointed John Lee to the newly created position of Managing Director of Asset International's European business. Based in the firm's new, consolidated London office at 200 Aldersgate Street in The City, he is responsible for managing the overall commercial success of AI's brands in Europe, which include Strategic Insight, The TRADE Limited, PLANSPONSOR Europe, Global Custodian and Philanthropy Management. Mr. Lee will act as Asset International's senior client-facing officer in Europe and coordinate collaborative opportunities among the brands to ensure that Asset International's rapid European growth continues.

Mr. Lee reports to Jim Casella, Chief Executive Officer of Asset International, who is headquartered in New York.

Mr. Lee is founder and publisher of The TRADE Limited, the London-based publisher of The TRADE, The TRADE Asia, The TRADETech Daily and of the daily news site www.thetradenews.com. Mr. Lee is also the co-founder of writing and research consultancy Information Partners, which works closely with the Society for Worldwide Interbank Financial Telecommunication (SWIFT). He will continue to be responsible for The TRADE's media properties and event programs. The TRADE Limited was acquired by AI in June 2009.

According to Mr. Casella, "Asset International's rapid growth in Europe prompted us to choose a leader who has the industry-wide credibility and connections to represent AI to the global financial community. He has significant experience building and enhancing brands and creating synergies across multiple products and services. John also possesses the management expertise to help ensure that AI's senior people continue to be highly accessible to our growing client base in London and across Europe."

Prior to establishing The TRADE, Mr, Lee was a co-founder and publisher of GSCS Benchmarks, the leading European global custody title, and was co-founder and director of Financial-i, Global Transactions magazine and Capital Horizons, which focused on emerging markets investing. He has authored and edited books on global custody and the UK financial services market.

About Asset International

Asset International is a privately-held provider of information and technology to global pension funds, asset managers, financial advisers, banking service providers, and other financial institutions in the private and public sector. Its industry-leading brands include Strategic Insight, SIMFUND, Plan For Life, PLANSPONSOR, PLANADVISER, aiCIO, Global Custodian, and The Trade. The company has offices in New York, Boston, Hong Kong, London, Melbourne and Stamford, CT. Please visit www.assetinternational.com.

SOURCE Asset International

Northern States Financial Corporation to Voluntarily Delist From NASDAQ; Common Stock Expected to Be Traded in the Over-the-Counter Market

Tue, 07 Feb 2012 21:30:00 +0000

Northern States Financial Corporation (NASDAQ: NSFC) (the "Company"), holding company for NorStates Bank, an FDIC-insured financial institution, announced today that it has notified The NASDAQ Stock Market of its intent to voluntarily delist its common stock from the NASDAQ Capital Market through the filing of a Form 25 with the Securities and Exchange Commission ("SEC") on or about February 17, 2012.

As previously disclosed, on January 9, 2012, NASDAQ notified the Company that its common stock had not maintained a minimum closing bid price of at least $1.00 per share during the prior 30 consecutive business days as required for continued listing by NASDAQ Listing Rule 5550(a)(2). Accordingly, NASDAQ notified the Company that unless it regained compliance with the rule by July 9, 2012, its common stock would be delisted. In light of NASDAQ's notice, and after further consideration, the Company's Board of Directors decided to voluntarily delist the Company's common stock from NASDAQ. Scott Yelvington, President and Chief Executive Officer of the Company, stated, "Our decision to voluntarily delist from NASDAQ was made after careful consideration of the advantages and disadvantages of seeking to maintain our listing, our ability to regain and maintain compliance with NASDAQ's minimum price rule, particularly in light of our size and recent trading history, as well as the costs and compliance obligations of continuing our listing on NASDAQ."

The Company anticipates that NASDAQ will suspend trading in the Company's common stock on the date the Form 25 is filed with the SEC. Accordingly, the last day the Company expects its common stock will trade on NASDAQ is February 16, 2012. The Company anticipates that its common stock will commence quotation in the over-the-counter market after its delisting from NASDAQ. No assurance, however, can be made that trading in the Company's common stock in the over-the-counter market will commence or be maintained.

Following delisting, the Company will continue to be subject to the reporting requirements of the Securities Exchange Act of 1934, as amended, and intends to continue to file all periodic and other reports with the SEC under applicable federal securities laws as required.

Forward-looking information

Statements contained in this news release that are not historical facts may contain certain "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. The Company intends such forward-looking statements to be covered by the safe harbor provisions for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995. These forward-looking statements may be identified by the use of words such as "believe," "expect," "anticipate," "intend," "should," "planned," "estimated" and "potential," or other similar terms. These forward-looking statements are based upon current management expectations and may, therefore, involve risks and uncertainties. The Company's actual results, performance or achievements may differ materially from those suggested, expressed or implied by forward-looking statements as a result of a wide variety or range of factors including, but not limited to the Company's ability to timely and effectively implement its delisting plans; adverse effects on share price and liquidity prior to and following the Company's delisting; the Company's ability to realize anticipated cost savings from its delisting; as well as more general business and financial risks, including the risks detailed from time to time in the Company's filings with the SEC. Any of the forward-looking statements made in this news release and in the other public statements the Company makes may turn out to be wrong because of inaccurate assumptions we might make, because of the factors illustrated above or because of other factors that we cannot foresee. Because of these and other uncertainties, the Company's actual future results may be materially different from those expressed in any forward-looking statements made by or on behalf of the Company. Therefore, these factors should be considered in evaluating the forward-looking statements, and undue reliance should not be placed on such statements. The Company undertakes no responsibility to update or revise any forward-looking statements unless required to do so under the federal securities laws.

For Additional Information, Contact:
Scott Yelvington
President
(847) 244-6000 Ext. 201
Websites:
www.nsfc.com
www.nsfc.net

AIP Global Places Strategic Investment in Australian-based Leading Online Financial Services Company

Tue, 07 Feb 2012 21:28:00 +0000

AIP Global Places Strategic Investment in Australian-based Leading Online Financial Services Company

PR Newswire

HONG KONG, February 7, 2012 /PRNewswire/ --

- The Company's principal activity is to invest in high-growth financial services companies worldwide

The Board of AIP Global Holdings Limited is pleased to announce that the Company has entered into an agreement with My First Investments Limited ("MFIL") to acquire a controlling interest in Australian-based GO Markets Pty Limited ("GO Markets"), a leading online financial services business headquartered in Melbourne, Australia (the "Transaction").

The Transaction also gives AIP Global majority seats on the Board of GO Markets, which will be taken up by AIP Global Chief Executive Officer Yuhi Horiguchi. The Acquisition is a strategic investment intended simultaneously to broaden AIP Global's exposure to high-growth financial service companies and to provide GO Markets with broader access to growth capital from institutional investors for further expansion into overseas markets.

GO Markets is a multi award-winning (AFR Smart Investor Blue Ribbon Award 2009, 2010 & 2011, IB Times Best Forex Broker Australia 2011) Australian registered company (AFSL licence number 254963) providing online-based financial services to an extensive client base in Australia and overseas. Headquartered in Melbourne, GO Markets offers regulated financial services including Margin FX, Securities and Derivatives.

AIP Global Chief Executive Officer Yuhi Horiguchi commented, "Based in Melbourne, GO Markets taps into a wide network of retail investors. The GO brand will allow huge opportunities to attract a broader client base predominantly in Europe and Asia. In turn, we anticipate that AIP Global's capital raising capabilities will assist GO Markets to extend its own expansion into an overseas financial services market still undergoing rapid development."

AIP Global's investment strategy is to provide shareholders with an attractive return on their investment through capital appreciation, by investing in financial services businesses worldwide which the Directors believe are likely to achieve a trade sale or an IPO.

Established in 2002, Alternative Investment Partners ("AIP") is a full-service global investment banking and securities firm headquartered in Tokyo, Japan, offering fund distribution services and a wide range of sophisticated, value-added investment banking services to institutional investors and middle market companies worldwide.

For further information, please contact:

AIP Global Holdings Limited (Hong Kong)

Yuhi Horiguchi
+852-2780-2218

GO Markets Pty Ltd (Australia)

Natalie German
+61-3-9934-4500
http://www.gomarketsaus.com

AIP Securities Company Limited (Japan)

Yuhi Horiguchi / Atsushi Suda
+81-3-6435-6540

Elite Staffing Company LLC Brings "Insider" Approach to Hiring

Tue, 07 Feb 2012 21:16:30 +0000

Elite Staffing Company LLC Brings "Insider" Approach to Hiring

Dallas entrepreneur turns executive experience into new venture designed to help companies find the perfect employees.

PR Newswire

DALLAS, Feb. 7, 2012 /PRNewswire/ -- For more than a decade, Renay Kennedy spent much of her time as an executive interviewing staffing companies and search firms that never seemed to fully understand her company's needs. A year ago, after her employer was sold and the offices moved to Pittsburgh, she decided to step out from behind the desk and become an entrepreneur.

Her new venture, Elite Staffing Company LLC, brings a fresh approach to administrative and legal staffing and hiring designed around the insight Kennedy gained as a former customer.

"I've been on the other side of the desk and that gives me a unique perspective when I sit down with an executive or manager and discuss their needs," Kennedy said. "Any staffing company can send you candidates, but it's more than that. It's also about making sure you deliver candidates who fit the corporate culture, have the right work ethics, personality and other traits that are exactly what the client wants. It's about attention to ALL the details."

Kennedy is focusing on businesses in the Dallas-Fort Worth area with at least 100 employees in the real estate, legal, healthcare, insurance, retail, banking/investments, technology and IT fields. With the economy providing a wealth of talent looking for positions, Kennedy points out this is an opportunity for companies to find employees who fit their exact needs.

"Each industry has its own unique needs and that's where we excel," said Kennedy. "We provide flexible staffing options and work closely with clients to find the most appropriate staffing solutions."

Elite Staffing places short-term, long-term, temporary-to hire, contract and permanent positions as well as offering the option to hire as needed, especially for clients who have the need to staff mission-critical projects to meet tight deadlines. The company can also provide support in areas such as software training and quarterly career training modules.

In addition, the company provides resume preparation for job candidates along with job search counseling for both temporary and direct-hire employment through personal evaluation and skills assessment.

"We act as the liaison between the hiring professional and the candidate to ensure every aspect of the job requirement is clearly and accurately communicated," said Kennedy. "With this comprehensive approach, we actually act as part of our clients' HR team to save them time and money. We even provide a 30-day replacement guarantee."

More information on Elite Staffing Company LLC is available at www.elitestaffingcompany.com or by calling (817) 897-6896.

SOURCE Elite Staffing Company LLC

California Bankruptcy Lawyer - Law Offices of Robert Kevin Lee is Proud to Announce Nationwide Chapter 7, 11 and 13 Bankruptcy Services

Tue, 07 Feb 2012 21:13:15 +0000

The Law Firm of Robert Kevin Lee had been in the forefront bankruptcy law, providing high skill bankruptcy-related legal services to thousands of esteemed and prestigious clients in Los Angeles County.

LOS ANGELES, CA, February 07, 2012 /24-7PressRelease/ -- Robert K. Lee is a Board Certified Bankruptcy Law Specialist and one of the thirty-five specialist Bankruptcy Attorneys in the county of Los Angeles. In the YouTube video below this, Bill M. shares his impressive experience with Mr. Lee and his highly efficient staff. Due to the remarkable service provided by Mr. Lee to prominent clients like Bill M., he has earned an 'Outstanding" ten out of ten rating from Avvo.com, an independent website that rates attorneys. You have arrived at the right place if you have been on the lookout for an expert Bankruptcy Lawyer in Los Angeles County.

View the video here http://californiabankruptcylawyer.biz/2012/01/bankruptcy-law-offices- ... kevin-lee/

The law firm specializes in

California Chapter 7 - http://californiabankruptcylawyer.biz/california-chapter-7/

California Chapter 11 - http://californiabankruptcylawyer.biz/2011/10/california-chapter-11/

California Chapter 13 - http://californiabankruptcylawyer.biz/2012/01/california-chapter-13-bankruptcy/

The Law Offices Of Robert Kevin Lee - California Bankruptcy lawyer

We are here to assist you in all issues related to California Bankruptcy Law, with long-term specialization in California Chapter 7, 11, and 13 Bankruptcy Laws. To obtain our FREE consultation services on a priority basis, you have to just fill out the contact form. http://californiabankruptcylawyer.biz/contact-us/

You can also contact us by calling Toll Free: (888) 777-0839.

Contact: Robert Kevin Lee

boblee.rkl@gmail.com

Call Toll Free (888) 777-0839

www.californiabankruptcylawyer.biz

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